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Thursday, 3 April 2014
Dyman Associates Group of Companies Insurance Products: Eight Top Tips for Buying a New Car
If you are thinking of splashing out on a new car make sure
off with a good deal with these top tips - from Swinton Insurance
Citroen C4 Picasso, Top Gear's family car of the year 2013
Consider your choice
Think about what you want from your new car - an
environmentally friendly engine, fuel efficiency or just lots of room in the
2 - Do your
Before you visit a showroom find out everything you can about
the car you want, specifically the model, engine and any other specifications.
Check out whatcar.com and which.co.uk for everything you need to know.
3 - Don’t
budge from your budget
Fix a maximum figure in your mind and stick to it. Remember
that car prices are flexible and there are usually discounts to be had. Visit
priceanycar.com and don’t forget to add running costs to your calculations.
4 - Take a
test drive with someone in the know
Take someone who knows a bit about cars who can check for
problems as you find out how it handles, how easy the controls are and how
comfortable it feels while you’re driving.
5 - Shop
around for finance
Most dealerships will offer some way of spreading the cost
but it pays to explore all your options. Don’t focus solely on the monthly
payment, consider how much the car will cost in total by the end of the
agreement. It’s also helpful to shop around for finance.
Consider part exchange
In simple terms this means your car is taken off your hands
at an agreed price, which is knocked off the cost of your new car. You are
likely to get less from a dealer than you would from selling privately, but it
may be worth it for a hassle free process.
7 - Trust
your gut instinct
Whether buying a new or used car, don’t be sidetracked. Find
the car you like, stick to your budget and if the deal doesn’t feel right, just
8 - Try
this savvy saving trick
Opt for an end of the line model rather than a new one. Look
out for a car dealer's courtesy car too, which are often in good condition,
come with great features and low mileage.
Top Gear's best cars of 2013
of the Year
Picasso - A practical family favourite which is economical to run,
has ample room for five people and a huge boot into the bargain.
Hyundai i10: Bargain of the year
Hyundai i10 - Quiet,
cheap to run and easy to park, this budget priced car is ideal for running
around the city.
of the Year
BMW i3: Green car of the year
BMW i3 - This
distinctive electric car with a range of up to 125 miles is a top choice for
urban drivers who want to go green.